Why use the Decaf Wallet?
Savings
Buy and sell digital dollars using card or cash. Hold US dollars and protect yourself against inflation and devaluation.
Remittances
Do remittances from anywhere in the world, faster and cheaper than any other method.
Payments
Buy everyday items in stores that accept Solana Pay.
Sending
Send Money via a link on any messaging app to anyone, anywhere.
Investments
Invest your digital dollars into high yield financial products.
Coming Soon
We use blockchain technology to solve a real world problem bringing equal opportunities for all.
Frequently Asked Questions
Buy digital dollars with your card or ACH transfer
With the Decaf Wallet, you can purchase digital dollars through Kado using your credit card or an ACH transfer. Once you have these dollars, you can use them to send, cash out, pay in authorized stores, and invest (coming soon).
2. In the Spending account, click on “Buy”.
3. Select the option “Credit card or ACH transfer”. This will take you to “Add funds with Kado”.
4. In the amount section, select the currency of your card and the amount you want to buy, you will see the equivalent on USDC in the Receive section.
5. Click on the edit button in the “Pay With” section and add your payment method.
6. Click on “Confirm”.
7. Once the transaction is done, you will see the digital dollars in your Spending account.
How to buy digital dollars?
1. Open Decaf Wallet.2. In the Spending account, click on “Buy”.
3. Select the option “Credit card or ACH transfer”. This will take you to “Add funds with Kado”.
4. In the amount section, select the currency of your card and the amount you want to buy, you will see the equivalent on USDC in the Receive section.
5. Click on the edit button in the “Pay With” section and add your payment method.
6. Click on “Confirm”.
7. Once the transaction is done, you will see the digital dollars in your Spending account.
Send digital dollars
With this feature you will be able to send digital dollars to any other Decaf Wallet. There are 2 ways of doing it: Directly send funds to a specific wallet and Create a link with the funds that can be share on any messaging app.
2. In the Spending account, click on “Send”.
3. Click on “Send to a wallet address” option.
4. Select the asset you want to send.
5. Enter the recipient, you can find it by username, name, email, wallet address or scanning their QR code.
6. Click on “Next”.
7. Input the amount that you want to send and click on “Send”.
8. You will see a confirmation modal once the money was successfully sent.
2. In the Spending account, click on “Send”.
3. Click on “Send using a shareable link” option.
4. Click on “Add Token”.
5. In the dropdown select “USD Coin”
6. Input the amount of USD Coin that you want to put in the link.
7. Optionally you can add a note that the recipient will see when they are withdraw the link.
8. Click on “Create link”.
9. You will see a modal once the link is created, click on “Share” to send it through any social media or click on the copy icon to copy the link to the clipboard.
10. The recipient can withdraw the money by just clicking on the link and then on “Withdraw tokens”.
Send to a wallet address
1. Open Decaf Wallet.2. In the Spending account, click on “Send”.
3. Click on “Send to a wallet address” option.
4. Select the asset you want to send.
5. Enter the recipient, you can find it by username, name, email, wallet address or scanning their QR code.
6. Click on “Next”.
7. Input the amount that you want to send and click on “Send”.
8. You will see a confirmation modal once the money was successfully sent.
Send digital dollars using a shareable link
1. Open Decaf Wallet.2. In the Spending account, click on “Send”.
3. Click on “Send using a shareable link” option.
4. Click on “Add Token”.
5. In the dropdown select “USD Coin”
6. Input the amount of USD Coin that you want to put in the link.
7. Optionally you can add a note that the recipient will see when they are withdraw the link.
8. Click on “Create link”.
9. You will see a modal once the link is created, click on “Share” to send it through any social media or click on the copy icon to copy the link to the clipboard.
10. The recipient can withdraw the money by just clicking on the link and then on “Withdraw tokens”.
QR Code
Every Decaf Wallet user is assigned a QR code (wallet address). With it, they can receive and send money to other wallets.
1. Open Decaf Wallet.
2. In the Spending account, click on “QR Code”.
3. Click on “Receive”.
4. You will see your QR Code, that other people can scan with their wallets to send money to you.
5. Under the QR Code is your wallet address, you can either click on the copy icon or click on “Share Address” to send it through any social media.
1. Open Decaf Wallet.
2. In the Spending account, click on “QR Code”.
3. Click on “Scan”.
4. Select the token you want to send.
5. Input the amount that you want to send and click on “Send”.
6. You will see a confirmation modal once the money was successfully sent.
Receive
To receive money, you can either get your QR code scanned or share your wallet address1. Open Decaf Wallet.
2. In the Spending account, click on “QR Code”.
3. Click on “Receive”.
4. You will see your QR Code, that other people can scan with their wallets to send money to you.
5. Under the QR Code is your wallet address, you can either click on the copy icon or click on “Share Address” to send it through any social media.
Scan
An easy way to send money to other users is by scanning their QR codes.1. Open Decaf Wallet.
2. In the Spending account, click on “QR Code”.
3. Click on “Scan”.
4. Select the token you want to send.
5. Input the amount that you want to send and click on “Send”.
6. You will see a confirmation modal once the money was successfully sent.
Buy Digital Dollars with cash
You can buy digital dollars with cash in your local currency. See here the list of participating countries.
2. Swipe right to the Cash account.
3. Click on “Deposit”.
4. Click on “Buy USDC with MoneyGram”. This will open MoneyGram’s website.
5. Input the amount in dollars to Deposit and click on “Next”.
6. Search and select the location where you would like to cash in.
7. In the Transaction Details screen, click on “Confirm”.
8. Input the required personal information and click “Next”.
9. In additional details, you will be required to input your ID type and number (you will be asked to show this same ID when you go to the MoneyGram location), click on “Next”.
10. In the Transaction Summary screen, review that all the data is correct and click on “Submit”.
11. Head to the MoneyGram location to pay for your purchase within 24 hrs.
Note: You will only need to enter your personal information the first time. Subsequent times, all the data will be pre-filled.
How to buy digital dollars?
1. Open Decaf Wallet.2. Swipe right to the Cash account.
3. Click on “Deposit”.
4. Click on “Buy USDC with MoneyGram”. This will open MoneyGram’s website.
5. Input the amount in dollars to Deposit and click on “Next”.
6. Search and select the location where you would like to cash in.
7. In the Transaction Details screen, click on “Confirm”.
8. Input the required personal information and click “Next”.
9. In additional details, you will be required to input your ID type and number (you will be asked to show this same ID when you go to the MoneyGram location), click on “Next”.
10. In the Transaction Summary screen, review that all the data is correct and click on “Submit”.
11. Head to the MoneyGram location to pay for your purchase within 24 hrs.
Note: You will only need to enter your personal information the first time. Subsequent times, all the data will be pre-filled.
Get cash from your Digital Dollars
To use this feature, you must have digital dollars in your "Cash" account (the green card). To transfer money from your "Spending" account, click the "Transfer" button.
You can get cash from your digital dollars in your local currency in more than 175 countries!
2. Swipe right to the Cash account.
3. Click on “Deposit”.
4. Click on “Withdraw cash with MoneyGram”. This will open MoneyGram’s website.
5. Input required information such as Country to cash out, amount and personal information.
6. In Identification Details, you will be required to input your ID type and number (you will be asked to show this same ID when you go to the MoneyGram location), click on “Next”.
7. Click on “Submit”.
8. You will see the screen “Sending funds to MoneyGram” and once that is done, you will see the “Transaction Ready for Pick-Up” screen.
9. Use the given Reference Number + your ID to get the cash at your closest MoneyGram location.
You can get cash from your digital dollars in your local currency in more than 175 countries!
How to sell my digital dollars?
1. Open Decaf Wallet.2. Swipe right to the Cash account.
3. Click on “Deposit”.
4. Click on “Withdraw cash with MoneyGram”. This will open MoneyGram’s website.
5. Input required information such as Country to cash out, amount and personal information.
6. In Identification Details, you will be required to input your ID type and number (you will be asked to show this same ID when you go to the MoneyGram location), click on “Next”.
7. Click on “Submit”.
8. You will see the screen “Sending funds to MoneyGram” and once that is done, you will see the “Transaction Ready for Pick-Up” screen.
9. Use the given Reference Number + your ID to get the cash at your closest MoneyGram location.
Transfer between accounts
You will need to transfer between accounts when for example, you want to cash out your digital dollars at a MoneyGram location.
2. Swipe right to the Cash account.
3. Click on “Transfer”.
4. Input amount.
5. Select Sending account.
6. Select Receiving account.
7. Click on "Next".
8. You sould be able to see the money in the Receiving account.
How to transfer between accounts?
1. Open Decaf Wallet.2. Swipe right to the Cash account.
3. Click on “Transfer”.
4. Input amount.
5. Select Sending account.
6. Select Receiving account.
7. Click on "Next".
8. You sould be able to see the money in the Receiving account.