Transforming Your NGO’s Global Payments with Stellar’s Disbursement Platform & Decaf Wallet

In today’s rapidly globalizing world, non-governmental organizations (NGOs) and humanitarian groups face the constant challenge of securely, quickly, and cost-effectively sending money across borders. Traditional methods like cash delivery and prepaid cards often come with numerous challenges, including high operational costs, significant risks of fraud and abuse, lack of transparency, and delayed payments. Blockchain-based stablecoin solutions like Stellar’s Disbursement Platform (SDP), combined with the Decaf Wallet, provide a far more efficient and innovative solution.

Issues with Traditional Cash Delivery and Prepaid Cards

• High Costs: Managing and distributing cash or prepaid cards involves substantial administrative and logistical expenses.
• Risk of Fraud and Abuse: Physical cash and prepaid cards are susceptible to theft, loss, and misuse, increasing vulnerability and operational risk. We’ve heard of fraud north of 20%.
• Inefficiency and Delays: Traditional methods often involve lengthy processes, leading to significant delays in payments reaching beneficiaries.
• Lack of Transparency: Limited tracking capabilities make it difficult to ensure funds are used as intended.

What is Stellar’s Disbursement Platform (SDP)?

Stellar’s SDP is designed to simplify global payments, offering organizations the ability to send digital dollars (USDC) instantly to recipients worldwide. NGOs can leverage this technology to ensure funds reach the intended recipients directly and transparently.

Why Use Decaf Wallet?

Decaf is a non-custodial, blockchain-based wallet available on Stellar and Solana blockchains, ensuring only the wallet owner controls their funds. It provides an accessible, reliable bridge between digital currency and local currencies via a global network, including MoneyGram locations in over 180 countries.

Step-by-Step Guide to Sending and Receiving Disbursements

Here’s how your NGO can utilize Stellar’s SDP and Decaf Wallet to streamline global payments:

Step 1: Download and Set Up Decaf Wallet

• Download the Decaf Wallet app from https://www.decaf.so/.
• Create a new account using your email address.
• Log in and set up a secure PIN to protect your wallet.

Step 2: Fund and Manage Your SDP Instance

• Access Stellar’s Disbursement Platform dashboard.
• Create a new disbursement by specifying the total payment amount.
• Bulk upload recipients easily by importing a pre-prepared spreadsheet with recipients’ details.

Step 3: Receive Payments Directly in Decaf Wallet

• Recipients will receive USDC instantly in their Decaf Wallet.
• Payments are traceable, transparent, and secure, leveraging blockchain technology.

Step 4: Convert USDC to Local Currency at MoneyGram

• Recipients can quickly cash out their USDC at MoneyGram’s extensive network of locations available in over 180 countries.
• This ensures funds can be efficiently converted into local currency without high fees or lengthy processing times.

Step 5: Send USDC Effortlessly Between Wallets

• Users can easily transfer USDC between wallets using Stellar blockchain addresses or simply by searching usernames within Decaf Wallet.
• This enhances flexibility for recipients to manage their funds according to their needs.

Why Adopt This Solution Now?

Blockchain-based stablecoin solutions are already in use by major global institutions, revolutionizing payments, aid delivery, and cross-border transactions. Examples include:

• United Nations & Stellar: UNHCR leverages blockchain to distribute aid securely and efficiently (Learn more).
• Wyoming State: The state government launched its own stable token initiative (Learn more).
• Payments to Freelancers: Stablecoins are transforming freelancer payments globally, from the US to Colombia (Watch Story).
• Healthcare Payments in Venezuela: USDC supports critical healthcare worker payments across borders (Learn more).

Embrace the Future of Global Payments

At Decaf, we believe combining stablecoins and Stellar’s SDP represents a transformative approach to global financial inclusion, remittances, and humanitarian aid payments. Join us in transforming global transactions, ensuring your funds reach recipients efficiently, safely, and transparently.

Learn more and start today at Decaf.so.