💼 For Freelancers & Remote Workers

Get Paid Instantly. Keep 99%. No App Required.

Your client has a credit card. You don't have Stripe. Get paid anyway. Create payment links via WhatsApp in 2 minutes. Works in 180+ countries where PayPal and Stripe can't.

How it works

From creating your payment link to having cash in hand

Create a Payment Link

Type "Invoice $500" on WhatsApp. Get a payment link instantly. Share it via email, WhatsApp, anywhere.

Invoice $500 2:15 PM
✅ Link created!
decaf.so/pay/abc123
2:15 PM

Client pays in seconds

They click your link, enter their card details, done. Works globally—even if they're in the US and you're in Colombia.

ON A $500 PAYMENT
PayPal
$400
Decaf
$495
Invoice
#1234
UNPAID
Project
Logo Design
Amount Due
$500
Decaf card in coffee shop

Your money is ready.

Choose how to use it:

Virtual Visa card
Bank transfer
Cash pickup
180+ COUNTRIES • 1% FEE

Get Paid Where
Others Can't Reach

Works in Venezuela. PayPal doesn't.
That's the difference.

Online Teachers

Payment link per student. Direct payments, zero platform fees. Cash out via MoneyGram.

Keep 99% of earnings

Freelancers

Invoice via WhatsApp. Get paid in minutes. Virtual VISA card or local withdrawal. No merchant account.

Payment in 2 minutes

Content Creators

Monetize globally. Share payment links with sponsors and fans. Works where Stripe doesn't.

Global reach

Remote Workers

Receive salary via WhatsApp. Cash out at 350,000+ locations. No wire transfer headaches.

350k+ cash locations

Why Decaf?

John Francisco - Decaf user testimonial
John Francisco

The app works wonderfully. I do my Freelancer withdrawals through MoneyGram and it's perfect. Customer support is top-notch! I recommend Decaf 100 percent.

Gary Him Adames - Decaf user review
Gary Him Adames

Works well and the card helps a lot. Would be great to secure keys with a cold wallet.

Carlos Sencion - Decaf customer testimonial
Carlos Sencion

Excellent app, I recommend it.

Edison Chirinos - Decaf satisfied customer
Edison Chirinos

I've been using it for 5 months and it has been excellent.

H
Hugop

Amazing wallet and excellent customer support! Easy to use with clean UI. The customer service, especially Laura, is super helpful and communicative.

Tu Bien a Mi Costo - Decaf business customer
Tu Bien a Mi Costo

Great App to have funds available anytime, anywhere and everywhere!

A
App user 2030

Great UI and simplicity plus passkey enabled auth make this a great wallet to manage stellar and solana assets.

John Francisco - Decaf user testimonial
John Francisco

The app works wonderfully. I do my Freelancer withdrawals through MoneyGram and it's perfect. Customer support is top-notch! I recommend Decaf 100 percent.

Gary Him Adames - Decaf user review
Gary Him Adames

Works well and the card helps a lot. Would be great to secure keys with a cold wallet.

Carlos Sencion - Decaf customer testimonial
Carlos Sencion

Excellent app, I recommend it.

Edison Chirinos - Decaf satisfied customer
Edison Chirinos

I've been using it for 5 months and it has been excellent.

H
Hugop

Amazing wallet and excellent customer support! Easy to use with clean UI. The customer service, especially Laura, is super helpful and communicative.

Tu Bien a Mi Costo - Decaf business customer
Tu Bien a Mi Costo

Great App to have funds available anytime, anywhere and everywhere!

A
App user 2030

Great UI and simplicity plus passkey enabled auth make this a great wallet to manage stellar and solana assets.

Questions?

Everything you need to know about getting paid with Decaf

How do I get paid with Decaf?

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What fees does Decaf charge?

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How long does it take to receive money?

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Do I need a bank account?

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Is Decaf safe? What if my money gets stuck?

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Which countries does Decaf work in?

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Start Getting Paid in 2 Minutes

Create your first payment link via WhatsApp. No app download. No bank account. Works anywhere—even where Stripe and PayPal don't.