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Global financial infrastructure via API.

Decaf Developer Platform

Global financial infrastructure via API

Decaf provides APIs that allow platforms to send and receive money globally using stablecoins, messaging-native delivery, and real-world payout rails.

With Decaf, developers can deliver funds to anyone using just a phone number or email, enabling global payouts, remittances, creator payments, contractor payroll, and institutional disbursements.

Instead of integrating multiple financial providers across different countries, developers integrate once with the Decaf API and gain access to global payout infrastructure.

Overview

Modern financial applications require global payment infrastructure.

Traditional systems require:

multiple banking integrations
local payment licenses
regional payout partners
complex compliance flows

Decaf simplifies global money movement by combining:

stablecoin settlement
messaging-based delivery
global payout networks
compliance and identity verification

Developers integrate a single API while Decaf orchestrates the financial rails behind the scenes.

System Architecture

Global payout infrastructure architecture diagram

This architecture allows developers to integrate once while accessing multiple payout methods globally.

What Developers Can Build

Creator Platforms

Pay creators, influencers, or marketplace sellers globally. Creators receive a notification and choose how they want to receive their earnings.

Remittance Applications

Allow users to send money internationally. Senders fund transfers using card payments or stablecoins, and recipients receive funds through Decaf payout rails.

Marketplace Withdrawals

Allow gig workers or sellers to withdraw earnings globally. Recipients only need a phone number or email.

Contractor Payroll

Companies paying international contractors can distribute payments worldwide. Recipients can withdraw funds through multiple payout methods.

Humanitarian Disbursements

Organizations can distribute financial aid to recipients globally through messaging-based delivery. Recipients can receive funds without requiring bank accounts.