Documentation

Funding methods

Before sending disbursements through the Decaf API, organizations must first fund their Decaf balance.

Once funds are received and confirmed, they become available to send payouts.

Decaf currently supports the following funding methods:

Fiat Bank Transfers

Organizations can fund their balance using traditional bank transfers.

Supported currencies

Bank transfer funding is currently available in:

• USD
• GBP
• EUR
• COP
• MXN

How it works

Funding instructions are provided to the organization, which can then send funds through the supported bank transfer method. Once the transfer is received and processed, the balance is credited and can be used for disbursements.

Typical use cases

• Recurring funding operations
• Payroll or marketplace payouts
• Larger disbursement programs

Card On-Ramp

Organizations can fund their balance using a supported debit or credit card. This funding method is available in 100+ countries and is best suited for quick setup and smaller funding amounts.

How it works

A card payment is completed through the funding flow. Once the payment is successfully processed, the funded amount is credited to the organization's balance and becomes available for disbursements.

Typical use cases

• Creating payment or donation links
• Urgent funding needs
• Small payout batches
• Testing or pilot programs

Crypto Deposits

Organizations can fund their balance by sending supported digital assets to a designated deposit address.

How it works

Funds are sent on a supported blockchain network and credited to the organization's balance after the required confirmations.

Typical use cases

• Stablecoin treasury operations
• Crypto-native businesses
• Cross-border funding without bank rails

Balance Availability

Funds become available for disbursement only after the funding transaction has been successfully received and confirmed.

All funding methods may be subject to compliance checks such as organization verification, sanctions screening, and transaction monitoring.